Terms of Service

Acceptance of terms

By accessing or using FinanceSheep at financesheep.com ("the site"), you agree to be bound by these terms of service. If you do not agree, please do not use the site.

Use of the site

FinanceSheep is provided for educational and informational purposes only. You may use the site freely for personal, educational, or professional learning purposes. You may not:

• Copy, reproduce, or redistribute the site's content without permission
• Use automated tools or scripts to scrape or bulk-download content
• Attempt to interfere with or disrupt the site's operation
• Use the site in any way that violates applicable law

Not financial advice

The calculators, articles, and all other content on FinanceSheep are provided for educational purposes only. Nothing on this site constitutes financial, investment, tax, or legal advice. The outputs of our calculators are illustrative and depend entirely on the inputs you provide — they should not be used as the sole basis for any financial decision.

Always consult a qualified professional before making financial decisions. We are not liable for any loss or damage arising from your use of or reliance on information on this site.

Accuracy of information

We make reasonable efforts to ensure the content on FinanceSheep is accurate and up to date. However, we make no warranties or representations about the accuracy, completeness, or suitability of any information on the site. Finance concepts, formulas, and conventions can vary by context — if precision matters for your purpose, verify independently.

Intellectual property

All content on this site — including but not limited to text, calculator logic, code, graphics, and design — is the property of FinanceSheep or its licensors and is protected by applicable intellectual property laws. You may not reproduce or redistribute any content without our prior written permission.

Third-party links and services

The site may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or reliability of any third-party site. Links do not imply endorsement.

Disclaimer of warranties

The site is provided "as is" without any warranties, express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of liability

To the fullest extent permitted by law, FinanceSheep shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the site, even if we have been advised of the possibility of such damages.

Changes to these terms

We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated date. Continued use of the site after any changes constitutes acceptance of the new terms.

Contact

Questions about these terms? Please use our contact form.